/*
Theme Name: OMCA
Theme URI: https://omca.test
Author: Osun Micro Credit Agency
Description: Official website theme for the Osun Micro Credit Agency. Presentation only: products, sectors, impact figures and gallery data come from the omca-core plugin. Ported from omca-loan-platform-v2.html.
Version: 0.4.0
Requires at least: 6.5
Requires PHP: 8.1
Text Domain: omca
License: Proprietary
*/

/* Design tokens (keep in sync with the prototype; don't hard-code new colours) */
:root{
  --green:#0b5d3b; --green-d:#073f28; --green-l:#e7f3ec; --gold:#d9a521; --gold-l:#fbf3dc;
  --ink:#14211b; --muted:#5b6b63; --line:#dde6e0; --bg:#f7f9f6; --card:#fff;
  --red:#b42318; --red-l:#fdecea; --blue:#1d4ed8; --blue-l:#e8eefc;
  --r:14px; --shadow:0 1px 2px rgba(0,0,0,.04),0 8px 24px rgba(11,93,59,.07);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;font-size:15.5px}
h1,h2,h3{font-family:Fraunces,Georgia,serif;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)} h2{font-size:clamp(1.6rem,3vw,2.2rem)} h3{font-size:1.2rem}
a{color:var(--green)} p{margin:0 0 1em}
img{max-width:100%;height:auto}
[hidden]{display:none!important}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-wrap:normal!important}
.skip-link:focus{clip:auto;clip-path:none;height:auto;width:auto;margin:0;left:12px;top:12px;z-index:100000;background:#fff;color:var(--green);padding:10px 16px;border-radius:8px;font-weight:600}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;gap:.5em;border:0;border-radius:999px;padding:.8em 1.4em;font:600 15px Inter,sans-serif;cursor:pointer;text-decoration:none;transition:background .2s,color .2s,transform .2s,box-shadow .2s}
.btn:hover{box-shadow:0 6px 18px rgba(7,63,40,.22)}
.btn:active{transform:scale(.98)}
.btn-lg{padding:.95em 1.6em;font-size:16px}
.btn-primary{background:var(--green);color:#fff}.btn-primary:hover{background:var(--green-d)}
.btn-gold{background:var(--gold);color:#1b1404}.btn-gold:hover{filter:brightness(.95)}
.btn-ghost{background:transparent;color:var(--green);border:1.5px solid var(--green)}
.btn-ghost-w{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.6)}
.btn-sm{padding:.5em 1em;font-size:13.5px}
.btn[disabled]{opacity:.55;cursor:not-allowed}
.tag{display:inline-block;font-size:12px;font-weight:600;padding:.25em .7em;border-radius:999px;background:var(--green-l);color:var(--green)}
.tag-gold{background:var(--gold-l);color:#8a6200;align-self:flex-start}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.muted{color:var(--muted)}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.grid.tight{gap:12px}.grid.stack{gap:16px}.grid.split{align-items:start;gap:40px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow);transition:transform .3s cubic-bezier(.2,.7,.2,1),box-shadow .3s,border-color .3s}
section{padding:72px 0}
section.flush-top{padding-top:0}
section.band-white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{max-width:680px;margin-bottom:36px}
.sec-row{display:flex;justify-content:space-between;align-items:end;gap:16px;flex-wrap:wrap;margin-bottom:24px}
.sec-row .sec-head{margin:0}
.card p.flush,.card ul.flush{margin:0}
.card ul.flush{padding-left:1.1em}

/* Build-preview note shown where omca-core data will appear (not shown in production) */
.empty-note{border:2px dashed #b9d3c4;border-radius:var(--r);padding:18px 20px;color:var(--muted);font-size:14px;background:#fff}
.impact-band .empty-note{background:transparent;color:#cfe3d7;border-color:rgba(255,255,255,.35)}

/* Top strips */
.proto{background:var(--gold);color:#1b1404;text-align:center;font-size:13px;font-weight:600;padding:6px 12px}
.gov{background:var(--green-d);color:#cfe3d7;font-size:13px}
.gov .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.admin-bar .site-header{top:32px}
@media(max-width:782px){.admin-bar .site-header{top:46px}}
@media(max-width:600px){.admin-bar .site-header{top:0}}
.site-header{transition:box-shadow .25s}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px;transition:height .25s}
/* Shadow only: changing the sticky header's height shifts the page and can make short pages jitter. */
.site-header.scrolled{box-shadow:0 6px 24px rgba(7,63,40,.09)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex:none;white-space:nowrap}
.brand b{font-family:Fraunces,serif;font-size:18px;display:block;line-height:1.1}
.brand small{font-size:12px;color:var(--muted)}
nav.main{display:flex;gap:2px;align-items:center;flex:none}
nav.main a,.dd>button{text-decoration:none;color:var(--ink);font:500 14.5px Inter,sans-serif;padding:.5em .75em;border-radius:8px;background:none;border:0;cursor:pointer;white-space:nowrap}
nav.main a:hover,nav.main a.active,.dd>button:hover,.dd.active>button{background:var(--green-l);color:var(--green)}
nav.main a.nav-apply{flex:none;background:var(--green);color:#fff;margin-left:6px;padding:.5em 1em;font-size:13.5px;font-weight:600;border-radius:999px}
nav.main a.nav-apply:hover{background:var(--green-d);color:#fff}
.dd{position:relative}
.dd>button:after{content:"▾";font-size:11px;margin-left:5px}
.dd-menu{display:none;position:absolute;top:calc(100% + 6px);left:0;min-width:220px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:6px;z-index:60}
.dd-menu:before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px}
.dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{display:block}
.dd-menu a{display:block}
.dd-menu a small{display:block;color:var(--muted);font-size:12px;font-weight:400}
.menu-btn{display:none;flex:none;position:relative;width:44px;height:40px;background:none;border:1px solid var(--line);border-radius:10px;cursor:pointer}
.menu-btn span{position:absolute;left:50%;width:20px;margin-left:-10px;height:2px;border-radius:2px;background:var(--ink);transition:transform .25s,opacity .2s,top .25s}
.menu-btn span:nth-child(1){top:13px}.menu-btn span:nth-child(2){top:19px}.menu-btn span:nth-child(3){top:25px}
.menu-btn.open span:nth-child(1){top:19px;transform:rotate(45deg)}.menu-btn.open span:nth-child(2){opacity:0}.menu-btn.open span:nth-child(3){top:19px;transform:rotate(-45deg)}
@media(max-width:1060px){
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);max-height:calc(100vh - 74px);overflow:auto}
  nav.main.open{display:flex}
  .menu-btn{display:block}
  .dd>button{display:none}
  .dd-menu{display:block;position:static;border:0;box-shadow:none;padding:0;min-width:0}
  .dd-menu small{display:none!important}
  nav.main a.nav-apply{margin:8px 0 0;justify-content:center}
}

/* Hero */
.hero{position:relative;overflow:hidden;background:url(assets/img/adire.svg),radial-gradient(1200px 500px at 85% -10%,rgba(217,165,33,.28),transparent 60%),linear-gradient(135deg,var(--green-d),var(--green));color:#fff;padding:64px 0 120px}
.hero .grid{grid-template-columns:1.05fr 1fr;align-items:center;gap:40px}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr}}
.hero p.lead{font-size:1.15rem;color:#d7eadf;max-width:560px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:20px;padding:26px;backdrop-filter:blur(4px)}
.hero-card .snap-label{color:#bfd9c9;font-size:13px}
.hero-card .empty-note{background:transparent;color:#cfe3d7;border-color:rgba(255,255,255,.35);margin-top:12px}
.stat{display:flex;justify-content:space-between;align-items:baseline;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14)}
.stat:last-child{border-bottom:0}
.stat b{font-family:Fraunces,serif;font-size:1.7rem;color:var(--gold)}
.icon{width:46px;height:46px;border-radius:12px;background:var(--green-l);color:var(--green);display:grid;place-items:center;margin-bottom:14px}
.icon svg{width:24px;height:24px}

/* Products */
.product{display:flex;flex-direction:column}
.product h3{margin-top:10px}
.product .amt{font-family:Fraunces,serif;font-size:1.5rem;color:var(--green);margin:.2em 0 .6em}
.product .terms{margin:0 0 10px}
.product ul{padding-left:1.1em;margin:0 0 1.2em;color:var(--muted)}
.product .btn{margin-top:auto;align-self:flex-start}
.product.feature{border:2px solid var(--gold)}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.steps.single{grid-template-columns:1fr}
.steps.single p{margin:0}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;position:relative}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--gold);color:#1b1404;font-weight:700;margin-bottom:12px}

/* Forms */
label{display:block;font-weight:600;font-size:13.5px;margin-bottom:6px}
input,select,textarea{width:100%;font:inherit;padding:.7em .85em;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(11,93,59,.12)}
fieldset{border:0;margin:0;padding:0;min-width:0}
fieldset[disabled] input,fieldset[disabled] select,fieldset[disabled] textarea{background:#f2f6f3}
.field{margin-bottom:16px}
.hint{font-size:12.5px;color:var(--muted);margin-top:4px}
input[type=range]{padding:0;accent-color:var(--green);border:0}
.err{border-color:var(--red)!important}
.form-note{font-size:13px;color:var(--muted);margin:12px 0 0}

/* Calculator */
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}
@media(max-width:820px){.calc{grid-template-columns:1fr}}
.result{background:var(--green);color:#fff;border-radius:var(--r);padding:26px}
.result .big{font-family:Fraunces,serif;font-size:2.4rem;color:var(--gold)}
.result .row{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.15)}

/* Wizard */
.wizard{display:grid;grid-template-columns:260px 1fr;gap:24px;align-items:start}
@media(max-width:860px){.wizard{grid-template-columns:1fr}}
.wsteps{list-style:none;padding:0;margin:0}
.wsteps li{display:flex;gap:12px;align-items:center;padding:12px 14px;border-radius:10px;color:var(--muted);font-weight:500}
.wsteps li span{width:28px;height:28px;border-radius:50%;border:2px solid var(--line);display:grid;place-items:center;font-size:13px;font-weight:700;flex:none}
.wsteps li.cur{background:var(--green-l);color:var(--green)}
.wsteps li.cur span{border-color:var(--green);background:var(--green);color:#fff}
.wsteps li.done span{border-color:var(--gold);background:var(--gold);color:#1b1404}
/* Panels stack as one long form without JS; apply.js adds .is-wizard */
.wpanel{border:0;margin:0 0 28px;padding:0;min-width:0}
.is-wizard .wpanel{display:none;margin:0}.is-wizard .wpanel.show{display:block;animation:fade-up .4s cubic-bezier(.2,.7,.2,1)}
.wnav{display:none}.is-wizard .wnav{display:flex}.is-wizard .nojs-submit{display:none}
.choice{display:grid;gap:14px;grid-template-columns:repeat(3,1fr)}
@media(max-width:700px){.choice{grid-template-columns:1fr}}
.choice label{border:2px solid var(--line);border-radius:var(--r);padding:18px;cursor:pointer;font-weight:500;margin:0}
.choice input{display:none}
.choice input:checked+div{color:var(--green)}
.choice label:has(input:checked){border-color:var(--green);background:var(--green-l)}
.choice b{display:block;font-size:16px;margin-bottom:4px}
.wnav{display:flex;justify-content:space-between;margin-top:20px;gap:12px}
.review dt{font-size:12.5px;color:var(--muted)}.review dd{margin:0 0 12px;font-weight:600}
.review{display:grid;grid-template-columns:repeat(2,1fr);gap:0 24px}

/* Tracker */
.timeline{list-style:none;padding:0;margin:20px 0 0;position:relative}
.timeline li{position:relative;padding:0 0 22px 40px}
.timeline li:before{content:"";position:absolute;left:11px;top:24px;bottom:0;width:2px;background:var(--line)}
.timeline li:last-child:before{display:none}
.timeline .dot{position:absolute;left:0;top:0;width:24px;height:24px;border-radius:50%;background:#fff;border:2px solid var(--line)}
.timeline li.done .dot{background:var(--green);border-color:var(--green)}
.timeline li.now .dot{background:var(--gold);border-color:var(--gold);box-shadow:0 0 0 5px var(--gold-l)}
.timeline li.fail .dot{background:var(--red);border-color:var(--red)}

/* Tables */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{width:100%;border-collapse:collapse;font-size:14px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);white-space:nowrap}
th{background:#f2f6f3;font-size:12.5px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}
tr:last-child td{border-bottom:0}
.st{font-size:12px;font-weight:600;padding:.25em .65em;border-radius:999px;display:inline-block}
.st-Submitted{background:var(--blue-l);color:var(--blue)}
.st-Screening,.st-Verification{background:var(--gold-l);color:#8a6200}
.st-Approved,.st-Disbursed,.st-Paid{background:var(--green-l);color:var(--green)}
.st-Declined,.st-Overdue{background:var(--red-l);color:var(--red)}
.st-Due{background:#eef1ef;color:var(--muted)}

/* Dashboard */
.dash{display:grid;grid-template-columns:220px 1fr;gap:24px}
@media(max-width:860px){.dash{grid-template-columns:1fr}}
.side a{display:block;padding:10px 14px;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:500;cursor:pointer}
.side a.on{background:var(--green);color:#fff}
.kpi b{font-family:Fraunces,serif;font-size:1.7rem;display:block}
.kpi small{color:var(--muted)}
.bar{height:10px;border-radius:999px;background:var(--green-l);overflow:hidden}
.bar i{display:block;height:100%;width:var(--w,0);background:linear-gradient(90deg,var(--green),var(--gold));border-radius:inherit}
.js .bar i{width:0;transition:width 1.4s cubic-bezier(.2,.7,.2,1)}
.js .bar.in i,.no-io .bar i{width:var(--w)}
.bar-row{margin-bottom:12px}
.bar-row .bar-label{display:flex;justify-content:space-between;gap:12px;font-size:14px}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px}
summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-size:20px;color:var(--green)}
details[open] summary:after{content:"–"}
details p{margin:12px 0 0;color:var(--muted)}

/* Page header */
.ph{position:relative;overflow:hidden;background:url(assets/img/adire.svg),radial-gradient(900px 400px at 90% -20%,rgba(217,165,33,.25),transparent 60%),linear-gradient(135deg,var(--green-d),var(--green));color:#fff;padding:52px 0}
.ph p{color:#d7eadf;max-width:640px;margin:0}
.crumb{font-size:13px;color:#a9cdb9;margin-bottom:10px}
.crumb a{color:inherit;text-decoration:none}
.crumb a:hover{color:#fff}

.cta-band{background:var(--gold-l);border:1px solid #f0dfae;border-radius:20px;padding:36px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta-band h2{margin:0 0 .3em}
.cta-band p{margin:0}
.cta-band.spaced{margin-top:36px}

/* Generic page / post content */
.prose{max-width:760px}
.prose ul,.prose ol{padding-left:1.2em}
.prose img{border-radius:var(--r)}

.site-footer{position:relative;margin-top:60px;background:#0a1f16;color:#a9bdb2;padding:48px 0 24px;font-size:14px}
.site-footer h4{color:#fff;font-family:Inter;font-size:14px;margin:0 0 12px}
.site-footer a{color:#a9bdb2;text-decoration:none;display:block;padding:3px 0}
.site-footer a:hover{color:#fff}
.site-footer .f-brand{color:#fff;font-family:Fraunces,serif;font-size:18px}
.site-footer .f-brand+p{margin-top:10px}
.site-footer .f-legal{border-top:1px solid #1d3a2c;margin-top:36px;padding-top:18px;font-size:13px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.site-footer .f-legal a{display:inline;padding:0}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px}
@media(max-width:780px){.fgrid{grid-template-columns:1fr 1fr}}
.toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%) translateY(30px);background:var(--ink);color:#fff;padding:12px 20px;border-radius:999px;opacity:0;transition:.25s;z-index:99;font-size:14px;max-width:calc(100% - 32px)}
.toast.on{opacity:1;transform:translateX(-50%)}

/* Sectors */
.sector{display:flex;flex-direction:column;position:relative;overflow:hidden;scroll-margin-top:100px}
.sector .sic{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;margin-bottom:14px;color:#fff}
.sector .sic svg{width:28px;height:28px}
.sector .meta{display:flex;gap:8px;flex-wrap:wrap;margin:6px 0 14px}
.sector .meta span{font-size:12px;background:#f2f6f3;border-radius:999px;padding:.25em .7em;color:var(--muted)}
.sector .desc{font-size:14.5px}
.sector ul{padding-left:1.1em;color:var(--muted);margin:0 0 16px;font-size:14.5px}
.sector .note{font-size:13px;font-weight:600;margin-bottom:14px}
.sector .btn{margin-top:auto;align-self:flex-start}
.sector-chip{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px;text-decoration:none;color:var(--ink);font-weight:600;transition:.15s}
.sector-chip:hover{border-color:var(--green);transform:translateY(-2px)}
.sector-chip i{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;color:#fff;flex:none}
.sector-chip i svg{width:20px;height:20px}
.alloc{margin-top:40px}
.alloc .grid{gap:8px 40px}

/* Achievements */
.impact-band{position:relative;overflow:hidden;background:url(assets/img/adire.svg),radial-gradient(600px 300px at 100% 0,rgba(217,165,33,.3),transparent 60%),linear-gradient(135deg,var(--green-d),var(--green));color:#fff;border-radius:22px;padding:40px}
.impact-band .sec-row{margin-bottom:28px}
.impact-band .sec-row h2{margin:6px 0 0}
.impact-band .grid>div b{font-family:Fraunces,serif;font-size:2.3rem;color:var(--gold);display:block;line-height:1.1}
.impact-band .grid>div span{color:#cfe3d7;font-size:14px}
.gov-msg{display:grid;grid-template-columns:200px 1fr;gap:32px;align-items:center}
@media(max-width:700px){.gov-msg{grid-template-columns:1fr}}
.gov-msg h2{margin-top:8px}
.portrait{aspect-ratio:4/5;border-radius:18px;background:linear-gradient(160deg,var(--green-l),var(--gold-l));display:grid;place-items:center;color:var(--green);font-size:13px;text-align:center;padding:12px;border:2px dashed #b9d3c4;overflow:hidden}
.portrait img{width:100%;height:100%;object-fit:cover;border-radius:14px}
.portrait:has(img){padding:0;border:0}
.miles{list-style:none;padding:0;margin:0;border-left:3px solid var(--gold);margin-left:8px}
.miles li{position:relative;padding:0 0 26px 28px}
.miles li:before{content:"";position:absolute;left:-10px;top:4px;width:17px;height:17px;border-radius:50%;background:var(--green);border:3px solid var(--bg)}
.miles .when{font-size:12.5px;font-weight:700;color:var(--gold);letter-spacing:.06em;text-transform:uppercase}
.flagship{display:flex;gap:16px;padding:18px}
.flagship .icon{margin:0;flex:none}
.flagship h3{margin-bottom:4px}
.flagship p{margin:0;font-size:14.5px}

/* Gallery */
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.chips button{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:.5em 1.1em;font:600 13.5px Inter;cursor:pointer;color:var(--ink)}
.chips button.on{background:var(--green);border-color:var(--green);color:#fff}
.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;grid-auto-flow:dense}
@media(max-width:900px){.gallery-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.gallery-grid{grid-template-columns:repeat(2,1fr)}}
.gtile{position:relative;border-radius:14px;overflow:hidden;cursor:pointer;aspect-ratio:1;border:0;padding:0;text-align:left;font:inherit;background:var(--green-l)}
.gtile.wide{grid-column:span 2;aspect-ratio:2/1}
.gtile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.gtile .ph-art{position:absolute;inset:0;display:grid;place-items:center;color:#fff}
.gtile .ph-art svg{width:100%;height:100%;display:block;transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.gtile:hover .ph-art svg,.gtile:hover img{transform:scale(1.07)}
.gtile img{transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.gtile .cap{position:absolute;left:0;right:0;bottom:0;padding:14px;background:linear-gradient(transparent,rgba(5,25,16,.85));color:#fff;font-size:13.5px;font-weight:600;transition:padding .15s}
.gtile .cap small{display:block;font-weight:500;color:#cfe3d7;font-size:12px}
.gtile:hover .cap{padding-bottom:18px}
.lightbox{position:fixed;inset:0;background:rgba(5,20,13,.88);z-index:200;display:none;place-items:center;padding:20px}
.lightbox.on{display:grid}
.lb-inner{max-width:900px;width:100%}
.lb-art{aspect-ratio:16/10;border-radius:16px;display:grid;place-items:center;position:relative;overflow:hidden;color:#fff}
.lb-art svg{width:100%;height:100%;display:block}
.lb-art img{width:100%;height:100%;object-fit:contain}
.lb-cap{color:#fff;margin-top:14px;display:flex;justify-content:space-between;gap:16px;align-items:flex-start}
.lb-cap p{color:#bcd3c6;margin:4px 0 0;font-size:14px}
.lb-btn{background:rgba(255,255,255,.12);border:0;color:#fff;width:44px;height:44px;border-radius:50%;font-size:20px;cursor:pointer;flex:none}
.lb-nav{display:flex;gap:8px}

/* News */
.news-card h3{margin-top:10px}
.news-card h3 a{color:inherit;text-decoration:none}
.news-card h3 a:hover{color:var(--green)}
.news-img{height:150px;border-radius:10px;margin:-8px -8px 16px;background:linear-gradient(135deg,var(--green-l),var(--gold-l));display:grid;place-items:center;color:var(--green);overflow:hidden}
.news-img img{width:100%;height:100%;object-fit:cover}
.pagination{margin-top:32px;display:flex;gap:8px;flex-wrap:wrap}
.pagination .page-numbers{padding:.4em .8em;border:1px solid var(--line);border-radius:8px;background:#fff;text-decoration:none}
.pagination .current{background:var(--green);color:#fff;border-color:var(--green)}

/* =====================================================================
   Visuals & motion
   ===================================================================== */

/* Cross-page fade (browsers with cross-document view transitions) */
@view-transition{navigation:auto}
::view-transition-old(root){animation:vt-out .22s ease both}
::view-transition-new(root){animation:vt-in .32s ease both}
@keyframes vt-out{to{opacity:0}}
@keyframes vt-in{from{opacity:0;transform:translateY(8px)}}

@keyframes fade-up{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@keyframes fade-in{from{opacity:0}to{opacity:1}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes shimmer{to{background-position:-200% 0}}

/* Page loader (first page of a visit; hides itself after 5s no matter what) */
.preloader{position:fixed;inset:0;z-index:100001;display:grid;place-items:center;background:url(assets/img/adire.svg),radial-gradient(700px 380px at 50% 42%,#0f6b45,var(--green-d));color:#fff;transition:opacity .55s ease,visibility .55s;animation:pl-failsafe .01s 5s forwards}
html:not(.js) .preloader,.pl-skip .preloader{display:none}
.preloader.done{opacity:0;visibility:hidden}
@keyframes pl-failsafe{to{opacity:0;visibility:hidden}}
.pl-inner{display:grid;justify-items:center;gap:14px;text-align:center;padding:20px}
.pl-emblem .pl-ring{stroke-dasharray:126;stroke-dashoffset:126;animation:pl-draw 1.1s ease forwards}
.pl-emblem .pl-arc{stroke-dasharray:40;stroke-dashoffset:40;animation:pl-draw .8s .3s ease forwards}
.pl-emblem .pl-line{stroke-dasharray:22;stroke-dashoffset:22;animation:pl-draw .5s .7s ease forwards}
.pl-emblem .pl-sun{transform-box:fill-box;transform-origin:center;animation:pl-pop .5s .9s cubic-bezier(.3,1.6,.5,1) both}
@keyframes pl-draw{to{stroke-dashoffset:0}}
@keyframes pl-pop{from{transform:scale(0)}to{transform:scale(1)}}
.pl-name{font-family:Fraunces,Georgia,serif;font-size:21px;opacity:0;animation:fade-up .6s .35s ease forwards}
.pl-bar{width:220px;height:4px;border-radius:99px;background:rgba(255,255,255,.16);overflow:hidden}
.pl-bar i{display:block;height:100%;background:linear-gradient(90deg,var(--gold),#ffe08a);transform-origin:left;transform:scaleX(0)}
.pl-pct{font-size:12px;letter-spacing:.16em;color:#cfe3d7;font-variant-numeric:tabular-nums}

/* Scroll progress + back to top */
.scroll-progress{position:fixed;top:0;left:0;right:0;height:3px;z-index:9999;pointer-events:none}
.admin-bar .scroll-progress{top:32px}
@media(max-width:782px){.admin-bar .scroll-progress{top:46px}}
.scroll-progress i{display:block;height:100%;background:linear-gradient(90deg,var(--gold),#ffe08a);transform-origin:left;transform:scaleX(0)}
.to-top{position:fixed;right:20px;bottom:20px;z-index:90;width:48px;height:48px;border-radius:50%;border:0;background:var(--green);color:#fff;display:grid;place-items:center;cursor:pointer;box-shadow:0 10px 24px rgba(7,63,40,.3);opacity:0;visibility:hidden;transform:translateY(16px);transition:.3s}
.to-top.on{opacity:1;visibility:visible;transform:none}
.to-top:hover{background:var(--green-d)}

/* Header details */
.brand-mark{transition:transform .5s cubic-bezier(.3,1.6,.5,1)}
.brand:hover .brand-mark{transform:rotate(-12deg) scale(1.05)}
@media(min-width:1061px){
  .dd-menu{display:block;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s,transform .18s,visibility .18s}
  .dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{opacity:1;visibility:visible;transform:none}
  .dd>button:after{display:inline-block;transition:transform .2s}
  .dd:hover>button:after,.dd.open>button:after{transform:rotate(180deg)}
}
@media(max-width:1060px){nav.main.open{animation:fade-up .25s ease}}

/* Hero */
.hero h1{font-size:clamp(2.2rem,4.8vw,3.6rem)}
.hero .hl{color:var(--gold);position:relative;white-space:nowrap}
.hero .hl:after{content:"";position:absolute;left:0;right:0;bottom:-.06em;height:.14em;border-radius:99px;background:linear-gradient(90deg,var(--gold),#ffe08a);transform-origin:left;transform:scaleX(0)}
.loaded .hero .hl:after{animation:hl-draw .9s .9s cubic-bezier(.2,.7,.2,1) forwards}
@keyframes hl-draw{to{transform:scaleX(1)}}
.js .hero-copy>*{opacity:0}
.loaded .hero-copy>*{animation:fade-up .75s cubic-bezier(.2,.7,.2,1) forwards}
.loaded .hero-copy>:nth-child(2){animation-delay:.1s}.loaded .hero-copy>:nth-child(3){animation-delay:.2s}.loaded .hero-copy>:nth-child(4){animation-delay:.3s}.loaded .hero-copy>:nth-child(5){animation-delay:.42s}.loaded .hero-copy>:nth-child(6){animation-delay:.5s}
.js .hero-visual{opacity:0}
.loaded .hero-visual{animation:hero-art-in 1.1s .15s cubic-bezier(.2,.7,.2,1) forwards}
@keyframes hero-art-in{from{opacity:0;transform:scale(.9) translateY(20px)}to{opacity:1;transform:none}}
.hero-art{display:block;width:100%;height:auto;transition:transform .4s ease-out;filter:drop-shadow(0 30px 40px rgba(0,0,0,.28))}
.hero-stats{display:grid;grid-template-columns:repeat(4,auto);justify-content:start;gap:12px 28px;margin-top:34px;padding-top:24px;border-top:1px solid rgba(255,255,255,.16)}
.hero-stats b{display:block;font-family:Fraunces,Georgia,serif;font-size:1.75rem;color:var(--gold);line-height:1.1;font-variant-numeric:tabular-nums}
.hero-stats span{font-size:13px;color:#cfe3d7}
@media(max-width:640px){.hero-stats{grid-template-columns:1fr 1fr}}
.hero-wave{position:absolute;left:0;right:0;bottom:-1px;height:80px;pointer-events:none}
.hero-wave svg,.footer-wave svg{display:block;width:100%;height:100%}

/* SVG animation primitives (used by inc/illustrations.php) */
.a-sway{transform-box:fill-box;transform-origin:50% 100%;animation:a-sway 4.5s ease-in-out infinite}
@keyframes a-sway{0%,100%{transform:rotate(-3deg)}50%{transform:rotate(3deg)}}
.a-float{animation:a-float 6s ease-in-out infinite}
@keyframes a-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.a-spin{animation:spin 8s linear infinite}
.a-spin-slow{animation:spin 80s linear infinite}
.a-pulse{transform-box:fill-box;transform-origin:center;animation:a-pulse 3s ease-in-out infinite}
@keyframes a-pulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(1.14);opacity:.65}}
.a-drift{animation:a-drift 22s ease-in-out infinite alternate}
@keyframes a-drift{from{transform:translateX(-24px)}to{transform:translateX(56px)}}
.a-fly{animation:a-fly 16s ease-in-out infinite}
@keyframes a-fly{0%,100%{transform:translate(0,0)}50%{transform:translate(70px,-22px)}}
.a-flow{animation:a-flow 3s linear infinite}
@keyframes a-flow{to{stroke-dashoffset:-72}}
.a-road{animation:a-road 1s linear infinite}
@keyframes a-road{to{stroke-dashoffset:38}}
.a-flutter{transform-box:fill-box;transform-origin:50% 0;animation:a-flutter 3.2s ease-in-out infinite}
@keyframes a-flutter{0%,100%{transform:skewX(0)}50%{transform:skewX(-4deg)}}
.a-puff{transform-box:fill-box;transform-origin:center;animation:a-puff 3.6s ease-out infinite}
@keyframes a-puff{0%{transform:translateY(0) scale(.6);opacity:0}30%{opacity:.85}100%{transform:translateY(-40px) scale(1.4);opacity:0}}
.a-spark{animation:a-spark .5s steps(2) infinite}
@keyframes a-spark{50%{opacity:0}}
.a-bob{animation:a-bob 2.4s ease-in-out infinite}
@keyframes a-bob{50%{transform:translateY(-4px)}}
.a-speed{animation:a-speed 1.1s linear infinite}
@keyframes a-speed{0%{transform:translateX(12px);opacity:0}50%{opacity:.8}100%{transform:translateX(-22px);opacity:0}}
.a-rise{transform-box:fill-box;transform-origin:50% 100%;animation:a-rise 3.6s ease-in-out infinite}
@keyframes a-rise{0%,100%{transform:scaleY(.82)}50%{transform:scaleY(1.04)}}
.a-type{animation:a-type 4s steps(8) infinite}
@keyframes a-type{0%{clip-path:inset(0 100% 0 0)}60%,100%{clip-path:inset(0 0 0 0)}}
.a-confetti{animation:a-confetti 3s ease-in-out infinite}
@keyframes a-confetti{0%{transform:translateY(-10px);opacity:0}30%{opacity:1}100%{transform:translateY(34px);opacity:0}}
.a-draw{stroke-dasharray:30;stroke-dashoffset:30;animation:a-draw 4s ease infinite}
@keyframes a-draw{0%{stroke-dashoffset:30}25%,90%{stroke-dashoffset:0}100%{stroke-dashoffset:30}}
.scene{display:block;width:100%;height:100%}

/* Scroll reveal */
.rv{opacity:0;transform:translateY(28px);transition:opacity .75s cubic-bezier(.2,.7,.2,1),transform .75s cubic-bezier(.2,.7,.2,1),box-shadow .3s,border-color .3s;transition-delay:var(--rv-d,0ms)}
.rv.in{opacity:1;transform:none}
.rv.in:hover{transition-delay:0ms}

/* Cards that lift */
.product:hover,.sector:hover,.mandate:hover,.news-card:hover,.flagship:hover,.contact-card:hover{transform:translateY(-5px);box-shadow:0 2px 4px rgba(0,0,0,.04),0 22px 44px rgba(11,93,59,.13)}
.icon{transition:transform .4s cubic-bezier(.3,1.6,.5,1),background .3s,color .3s}
.card:hover .icon{transform:rotate(-8deg) scale(1.08);background:var(--green);color:#fff}

/* Indicative-figures badge */
.badge-ind{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:600;letter-spacing:.03em;padding:.3em .85em .3em .45em;border-radius:99px;background:rgba(217,165,33,.13);color:#8a6200;border:1px dashed rgba(217,165,33,.6);white-space:nowrap}
.badge-ind:before{content:"i";display:grid;place-items:center;width:15px;height:15px;border-radius:50%;background:var(--gold);color:#fff;font:italic 700 10px Georgia,serif}
.hero .badge-ind,.impact-band .badge-ind{color:#ffe08a;background:rgba(255,255,255,.07);border-color:rgba(255,224,138,.45);margin-top:16px}

/* LGA marquee */
.marquee{display:flex;align-items:center;background:#fff;border-bottom:1px solid var(--line);overflow:hidden;padding:14px 0}
.marquee-label{flex:none;padding:0 20px;font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--green);border-right:2px solid var(--gold)}
.marquee-track{display:flex;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent);mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}
.marquee ul{display:flex;gap:30px;list-style:none;margin:0;padding:0 15px;flex:none;animation:marquee 70s linear infinite}
.marquee li{white-space:nowrap;font-weight:500;color:var(--muted);display:flex;align-items:center;gap:30px}
.marquee li:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold)}
.marquee:hover ul{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-100%)}}
@media(max-width:640px){.marquee-label{display:none}}

/* Mandate cards */
.mandate{position:relative;overflow:hidden}
.mandate-n{position:absolute;right:16px;top:6px;font:700 3.4rem/1 Fraunces,Georgia,serif;color:var(--green-l);transition:color .3s,transform .4s}
.mandate:hover .mandate-n{color:var(--gold-l);transform:translateY(-4px)}
.mandate>*:not(.mandate-n){position:relative}

/* Steps with an animated connecting line */
.steps-line{position:relative}
.steps-line:before{content:"";position:absolute;top:37px;left:6%;right:6%;height:2px;background:repeating-linear-gradient(90deg,var(--gold) 0 8px,transparent 8px 16px);background-size:16px 2px;animation:dash-move .8s linear infinite;z-index:0}
.steps-line .step{z-index:1}
.step:before{transition:transform .4s cubic-bezier(.3,1.6,.5,1)}
.step:hover:before{transform:scale(1.15)}
@keyframes dash-move{to{background-position:16px 0}}
@media(max-width:900px){.steps-line:before{display:none}}

/* Products */
.product{position:relative}
.product-top{position:absolute;top:18px;right:18px}
.product-rate{display:grid;place-content:center;justify-items:center;width:66px;height:66px;border-radius:50%;background:var(--green-l);color:var(--green);line-height:1;transition:transform .4s cubic-bezier(.3,1.6,.5,1)}
.product:hover .product-rate{transform:rotate(-10deg) scale(1.08)}
.product-rate b{font:700 1.25rem Fraunces,Georgia,serif}
.product-rate small{font-size:10px;color:var(--muted)}
.product .amt{padding-right:70px}
.product.feature{box-shadow:0 0 0 4px rgba(217,165,33,.14),var(--shadow)}

/* Range sliders */
input[type=range]{-webkit-appearance:none;appearance:none;height:8px;border-radius:99px;background:linear-gradient(90deg,var(--gold) var(--fill,50%),rgba(11,93,59,.14) var(--fill,50%));padding:0;border:0;margin:12px 0 6px;cursor:pointer}
input[type=range]:focus{box-shadow:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--green);box-shadow:0 2px 10px rgba(0,0,0,.2);transition:transform .15s}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--green);box-shadow:0 2px 10px rgba(0,0,0,.2)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.18)}
input[type=range]:focus-visible::-webkit-slider-thumb{outline:3px solid var(--gold);outline-offset:2px}
input[type=range]:disabled{opacity:.4;cursor:not-allowed}
.range-field label{display:flex;justify-content:space-between;gap:12px}
.range-field output{font:700 1rem Fraunces,Georgia,serif;color:var(--green)}
.range-ends{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}

/* Home quick calculator */
.quick-calc{margin-top:40px;display:grid;grid-template-columns:1.3fr 1fr;gap:28px;align-items:center;background:url(assets/img/adire.svg),linear-gradient(135deg,var(--green-d),var(--green));color:#fff;border-radius:22px;padding:32px}
.quick-calc h3{font-size:1.5rem;margin:6px 0 0}
.quick-calc label{color:#d7eadf}
.quick-calc output{font:700 1.05rem Fraunces,Georgia,serif;color:#fff}
.quick-calc input[type=range]{background:linear-gradient(90deg,var(--gold) var(--fill,50%),rgba(255,255,255,.2) var(--fill,50%))}
.qc-tabs{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0 22px}
.qc-tabs label{margin:0;cursor:pointer;position:relative}
.qc-tabs input{position:absolute;opacity:0;width:1px;height:1px}
.qc-tabs span{display:inline-block;padding:.5em 1em;border-radius:99px;border:1.5px solid rgba(255,255,255,.35);font-size:13.5px;font-weight:600;color:#fff;transition:.2s}
.qc-tabs input:checked+span{background:var(--gold);border-color:var(--gold);color:#1b1404}
.qc-tabs input:focus-visible+span{outline:3px solid #fff;outline-offset:2px}
.qc-result{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:24px;display:grid;gap:4px;justify-items:start}
.qc-result small{color:#cfe3d7}
.qc-result b{font:700 2.5rem/1.1 Fraunces,Georgia,serif;color:var(--gold);font-variant-numeric:tabular-nums}
.qc-result span{color:#cfe3d7;font-size:13.5px;margin-bottom:12px}
@media(max-width:800px){.quick-calc{grid-template-columns:1fr;padding:24px}}

/* Full calculator */
.calc-inputs .field{margin-bottom:22px}
.result{position:relative;overflow:hidden;background:url(assets/img/adire.svg),linear-gradient(135deg,var(--green-d),var(--green))}
.result-head{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:10px}
.result small{color:#bfd9c9}
.result .big{font-variant-numeric:tabular-nums}
.result .row.last{border:0}
.result .btn{margin-top:18px}
.donut{width:96px;height:96px;flex:none;transform:rotate(-90deg)}
.donut circle[data-role]{transition:stroke-dasharray .6s cubic-bezier(.2,.7,.2,1)}
.key{display:inline-block;width:10px;height:10px;border-radius:50%;margin-left:6px;vertical-align:middle}
.key-int{background:var(--gold)}
.schedule{margin-top:24px}
.schedule .tbl-wrap{margin-top:14px}
.schedule td,.schedule th{text-align:right}
.schedule td:first-child,.schedule th:first-child{text-align:left}

/* Page header art */
.ph-grid{display:grid;grid-template-columns:1fr 320px;gap:40px;align-items:center}
.ph-visual{border-radius:20px;overflow:hidden;aspect-ratio:4/3;box-shadow:0 22px 50px rgba(0,0,0,.28);transform:rotate(2.5deg);animation:ph-in 1s cubic-bezier(.2,.7,.2,1) both;border:4px solid rgba(255,255,255,.15)}
@keyframes ph-in{from{opacity:0;transform:rotate(8deg) translateY(30px) scale(.92)}to{opacity:1;transform:rotate(2.5deg)}}
.ph-copy>*{animation:fade-up .7s cubic-bezier(.2,.7,.2,1) both}
.ph-copy>:nth-child(2){animation-delay:.08s}.ph-copy>:nth-child(3){animation-delay:.16s}
@media(max-width:900px){.ph-grid{grid-template-columns:1fr}.ph-visual{display:none}}

/* Sector cards with illustrations */
.sector{padding-top:0}
.sector-art{margin:0 -24px;height:150px;overflow:hidden;border-radius:var(--r) var(--r) 0 0}
.sector-art svg,.sector-art img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.sector:hover .sector-art svg,.sector:hover .sector-art img{transform:scale(1.07)}
.sector .sic{margin-top:-27px;position:relative;border:4px solid #fff;box-shadow:var(--shadow)}
.sector:hover{border-color:var(--sc,var(--line))}
.sector-chip i{transition:transform .4s cubic-bezier(.3,1.6,.5,1)}
.sector-chip:hover i{transform:rotate(-10deg) scale(1.1)}
.sector-chip{box-shadow:var(--shadow)}

/* CTA with art */
.cta-art{overflow:hidden;padding:0 0 0 36px;align-items:stretch}
.cta-art>div:first-child{padding:36px 0;display:grid;gap:14px;justify-items:start;align-content:center}
.cta-scene{width:340px;flex:none;align-self:stretch;min-height:200px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 22%);mask-image:linear-gradient(90deg,transparent,#000 22%)}
@media(max-width:760px){.cta-art{padding:0 24px}.cta-scene{display:none}}

/* Gallery loading */
.gtile.skeleton{background:linear-gradient(90deg,#e4ede7 0%,#f4f8f5 50%,#e4ede7 100%);background-size:200% 100%;animation:shimmer 1.1s linear infinite;cursor:default}
.load-more{text-align:center;margin-top:30px}
.lightbox.on .lb-inner{animation:lb-in .4s cubic-bezier(.2,.7,.2,1)}
@keyframes lb-in{from{opacity:0;transform:scale(.94) translateY(16px)}}
.lb-art.swap>*{animation:fade-in .35s ease}
.lb-count{display:block;font-size:12px;letter-spacing:.12em;color:#9fc1ae;margin-bottom:4px}
.lb-btn{transition:background .2s,transform .2s}.lb-btn:hover{background:rgba(255,255,255,.24);transform:scale(1.06)}
body.lb-open{overflow:hidden}
.chips button{transition:background .2s,border-color .2s,color .2s,transform .2s}
.chips button:hover{border-color:var(--green);box-shadow:0 4px 12px rgba(7,63,40,.12)}

/* News cards */
.news-card{position:relative}
.news-link{position:absolute;inset:0;z-index:1;border-radius:inherit}
.news-card h3 a{position:relative;z-index:2}
.news-img svg{width:100%;height:100%;display:block;transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.news-card:hover .news-img svg,.news-card:hover .news-img img{transform:scale(1.06)}
.news-meta{display:flex;gap:10px;align-items:center;font-size:13px}

/* Lists */
.checklist ul{list-style:none;padding:0}
.checklist li{position:relative;padding-left:30px;margin-bottom:10px}
.checklist li:before{content:"";position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:50%;background:var(--green-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b5d3b' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.objectives{list-style:none;counter-reset:o;padding:0;margin:0}
.objectives li{counter-increment:o;display:flex;gap:14px;align-items:center;padding:12px 0;border-bottom:1px dashed var(--line);font-weight:500}
.objectives li:before{content:counter(o,decimal-leading-zero);font:700 1.4rem Fraunces,Georgia,serif;color:var(--gold);min-width:36px}
.spaced-top{margin-top:48px}
.about-art{border-radius:var(--r);overflow:hidden;aspect-ratio:16/10;box-shadow:var(--shadow)}
.gov-quote{margin:0 0 14px;padding-left:18px;border-left:3px solid var(--gold);color:var(--muted);font-size:1.05rem}
.desks{list-style:none;padding:0;margin:0}.desks li{padding:6px 0;border-bottom:1px dashed var(--line)}

/* Contact & forms */
.contact-card{display:flex;gap:16px;align-items:flex-start}
.contact-card .icon{margin:0;flex:none}
.contact-card h3{margin-bottom:4px}
.fraud-card{border-left:4px solid var(--red)}
.form-row{gap:14px}
@media(min-width:900px){.sticky-form{position:sticky;top:96px}}
.field-err{color:var(--red);font-size:12.5px;margin-top:5px;animation:fade-up .25s ease}
.form-msg{border-radius:10px;padding:12px 14px;margin-bottom:16px;font-weight:500}
.form-msg.ok{background:var(--green-l);color:var(--green)}
.form-msg.bad{background:var(--red-l);color:var(--red)}
.btn.is-loading{color:transparent!important;pointer-events:none}
.btn.is-loading:after{content:"";position:absolute;inset:0;margin:auto;width:18px;height:18px;border-radius:50%;border:2.5px solid rgba(255,255,255,.45);border-top-color:#fff;animation:spin .7s linear infinite}
.form-done{text-align:center;padding:44px 24px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);animation:fade-up .5s cubic-bezier(.2,.7,.2,1);display:grid;justify-items:center;gap:6px}
.form-done svg{width:76px;height:76px;margin-bottom:8px}
.form-done circle{fill:var(--green-l);stroke:var(--green);stroke-width:3;stroke-dasharray:151;stroke-dashoffset:151;animation:pl-draw .7s ease forwards}
.form-done path{fill:none;stroke:var(--green);stroke-width:4;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:36;stroke-dashoffset:36;animation:pl-draw .45s .55s ease forwards}
.form-done h3:focus{outline:none}

/* FAQ search */
.narrow{max-width:820px}
.faq-search{margin-bottom:22px}
.faq-search input{padding-left:44px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235b6b63' stroke-width='2' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='M20 20l-4-4'/%3E%3C/svg%3E") 14px center/20px no-repeat;border-radius:999px}
details{transition:box-shadow .25s,border-color .25s}
details:hover{border-color:#c5d8cc}
details[open]{box-shadow:var(--shadow);border-color:#c5d8cc}
details[open] p{animation:fade-up .3s ease}
summary:after{transition:transform .25s}
details[open] summary:after{transform:rotate(180deg)}

/* Footer */
.footer-wave{position:absolute;left:0;right:0;top:-59px;height:60px;pointer-events:none}
.site-footer .f-fraud{font-size:13px;color:#d9c48a;border-left:3px solid var(--gold);padding-left:12px}

/* Respect reduced motion: no looping or entrance animation, content fully visible */
@media (prefers-reduced-motion: reduce){
  *,*:before,*:after{animation:none!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .js .hero-copy>*,.js .hero-visual{opacity:1}
  .hero .hl:after{transform:none}
  .pl-emblem *,.a-draw{stroke-dashoffset:0!important}
  .pl-name{opacity:1}
  .ph-visual{transform:rotate(2.5deg)}
}

/* Small phones: keep the full agency name on one line and the menu button inside the gutter */
@media(max-width:420px){
  .site-header .wrap{gap:10px}
  .brand{gap:9px}
  .brand-mark{width:36px;height:36px}
  .brand b{font-size:15.5px}
  .brand small{font-size:11px}
}
@media(max-width:350px){.brand b{font-size:14px}.brand small{display:none}}

/* =====================================================================
   Apply wizard & Track
   ===================================================================== */
.wpanel legend{padding:0;margin-bottom:6px}
.wpanel legend h3{margin:0 0 12px}
.wpanel h3:focus{outline:none}
.wizard-side{display:grid;gap:16px;align-content:start}
@media(min-width:861px){.wizard-side{position:sticky;top:96px}}
.wsteps li{cursor:default;transition:background .2s,color .2s}
.wsteps li.can{cursor:pointer}
.wsteps li.can:not(.cur):hover{background:#f2f6f3}
.wsteps li span{transition:background .3s,border-color .3s,color .3s,transform .3s}
.wsteps li.cur span{transform:scale(1.08)}
.wsteps li.done span{font-size:0}
.wsteps li.done span:after{content:"✓";font-size:13px}
.side-note h3{font-size:1.05rem}
.side-note{border-left:4px solid var(--gold)}
.apply-form{position:relative;overflow:hidden;padding-top:30px}
.wprogress{position:absolute;top:0;left:0;right:0;height:5px;background:var(--green-l)}
.wprogress i{display:block;height:100%;background:linear-gradient(90deg,var(--green),var(--gold));transform-origin:left;transform:scaleX(0);transition:transform .5s cubic-bezier(.2,.7,.2,1)}
.wnav{align-items:center;border-top:1px solid var(--line);padding-top:18px;margin-top:24px}
.wstep-count{font-size:13px;color:var(--muted);font-weight:500}
.choice-card{transition:border-color .2s,background .2s,transform .2s,box-shadow .2s}
.choice-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.choice-card span{display:block;font-size:13.5px}
.choice.err{outline:2px solid var(--red);outline-offset:6px;border-radius:var(--r)}
.req-tag{display:inline-block;margin-left:6px;font-size:11px;font-weight:600;padding:.1em .55em;border-radius:99px;background:var(--gold-l);color:#8a6200;vertical-align:1px}
.req-tag.opt{background:#eef1ef;color:var(--muted)}
.estimate{display:grid;gap:2px;background:var(--green-l);border-radius:12px;padding:14px 16px;margin:0 0 16px;animation:fade-up .35s ease}
.estimate span{font-size:13px;color:var(--green);font-weight:600}
.estimate b{font:700 1.6rem Fraunces,Georgia,serif;color:var(--green)}
.estimate small{color:var(--muted);font-size:12.5px}
.drops{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
@media(max-width:640px){.drops{grid-template-columns:1fr}}
.drop{position:relative;display:flex;align-items:center;gap:14px;margin:0;padding:16px;border:2px dashed #c5d8cc;border-radius:var(--r);background:#fbfdfb;cursor:pointer;font-weight:500;transition:border-color .2s,background .2s,transform .2s;min-height:84px}
.drop:hover,.drop.over{border-color:var(--green);background:var(--green-l)}
.drop.over{transform:scale(1.02)}
.drop input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%;padding:0}
.drop:focus-within{outline:3px solid var(--gold);outline-offset:2px}
.drop-icon{flex:none;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--green-l);color:var(--green);transition:background .2s,color .2s}
.drop-icon svg{width:22px;height:22px}
.drop-text{display:grid;gap:2px;min-width:0}
.drop-text b{font-size:14px}
.drop-text small{color:var(--muted);font-size:12.5px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.drop.has-file{border-style:solid;border-color:var(--green);background:#fff}
.drop.has-file .drop-icon{background:var(--green);color:#fff}
.drop.has-file .drop-text small{color:var(--green);font-weight:600}
.drop-thumb{width:46px;height:46px;border-radius:8px;object-fit:cover;margin-left:auto;flex:none;animation:fade-in .3s}
.drop input.err~.drop-icon{background:var(--red-l);color:var(--red)}
.drop:has(input.err){border-color:var(--red)}
.consent{display:flex;gap:12px;align-items:flex-start;font-weight:500;font-size:14px;line-height:1.5;margin-top:8px}
.consent input{width:20px;height:20px;flex:none;margin-top:2px;accent-color:var(--green)}
.review-wrap{display:grid;gap:16px}
.review-group{border:1px solid var(--line);border-radius:12px;padding:16px 18px;animation:fade-up .4s ease both}
.review-group:nth-child(2){animation-delay:.05s}.review-group:nth-child(3){animation-delay:.1s}.review-group:nth-child(4){animation-delay:.15s}.review-group:nth-child(5){animation-delay:.2s}
.review-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.review-head h4{margin:0;font-size:15px}
@media(max-width:560px){.review{grid-template-columns:1fr}}
.nojs-submit{margin-top:8px}
.upload-progress{margin-top:16px;display:grid;gap:8px;font-size:13.5px;color:var(--muted)}
.upload-progress .bar i{width:var(--w,0)!important;transition:width .2s}
.apply-done{max-width:640px;margin:0 auto;text-align:center;display:grid;justify-items:center;gap:6px;padding:44px 28px;animation:fade-up .5s cubic-bezier(.2,.7,.2,1)}
.apply-done>svg:not(.done-check){width:64px;height:64px;color:var(--green);background:var(--green-l);border-radius:50%;padding:14px}
.apply-done h2{margin:6px 0 0}
.apply-done h2:focus{outline:none}
.ref-big{font:700 clamp(1.8rem,5vw,2.4rem) Fraunces,Georgia,serif;color:var(--green);letter-spacing:.02em;margin:0;user-select:all}
.done-check{width:84px;height:84px}
.done-check circle{fill:var(--green-l);stroke:var(--green);stroke-width:3;stroke-dasharray:151;stroke-dashoffset:151;animation:pl-draw .7s ease forwards}
.done-check path{fill:none;stroke:var(--green);stroke-width:4;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:36;stroke-dashoffset:36;animation:pl-draw .45s .55s ease forwards}
.done-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:8px}
.apply-off{max-width:640px;margin:0 auto;text-align:center}

/* Track */
.track-form{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;align-items:end}
.track-form .field{margin:0}
.track-form .btn{height:46px}
@media(max-width:700px){.track-form{grid-template-columns:1fr}}
.track-out:empty{display:none}
.track-result{margin-top:20px}
.track-result.pop{animation:fade-up .45s cubic-bezier(.2,.7,.2,1)}
.track-result:focus{outline:none}
.track-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap}
.track-head h3{margin:2px 0}
.track-ref{font-size:13px;letter-spacing:.06em;font-weight:600}
.track-miss{border-left:4px solid var(--red)}
.track-miss h3{margin-bottom:4px}
.timeline li{animation:fade-up .45s cubic-bezier(.2,.7,.2,1) both;animation-delay:calc(var(--i,0) * 90ms)}
.timeline li time{display:inline-block;margin-left:8px;font-size:12.5px;color:var(--muted)}
.timeline li .muted{font-size:14px}
.timeline li.done:before{background:var(--green)}
.timeline li.now .dot{animation:now-pulse 2s ease-in-out infinite}
@keyframes now-pulse{0%,100%{box-shadow:0 0 0 5px var(--gold-l)}50%{box-shadow:0 0 0 10px rgba(251,243,220,.4)}}
.stage-list{padding-left:1.2em;margin:0 0 14px}
.stage-list li{margin-bottom:8px}
.stage-list li b{display:block;font-size:14px}
.stage-list li span{font-size:13.5px}
@media (prefers-reduced-motion: reduce){.done-check *{stroke-dashoffset:0!important}}

/* =====================================================================
   Beneficiary portal
   ===================================================================== */
.portal-card h2{font-size:1.5rem}
.narrow-card{max-width:560px;margin:0 auto}
.portal-card #loginform p{margin:0 0 16px}
.portal-card #loginform label{display:block}
.portal-card .login-remember label{display:flex;gap:8px;align-items:center;font-weight:500}
.portal-card .login-remember input{width:auto;accent-color:var(--green)}
.portal-card #portal-submit{display:inline-flex;border:0;border-radius:999px;padding:.8em 1.6em;font:600 15px Inter,sans-serif;background:var(--green);color:#fff;cursor:pointer;width:auto;transition:background .2s,transform .2s}
.portal-card #portal-submit:hover{background:var(--green-d);box-shadow:0 6px 18px rgba(7,63,40,.22)}
.dev-link{display:inline-block;margin:6px 0 10px;padding:.4em .9em;border-radius:8px;background:#fff7e0;border:1px dashed var(--gold);font-size:13px;font-weight:600}
.portal-bar{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:24px}
.loan{margin-bottom:36px;animation:fade-up .6s cubic-bezier(.2,.7,.2,1)}
.loan-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.loan-head h2{margin:2px 0 0;font-size:1.6rem}
.loan-ref{font-size:13px;font-weight:600;letter-spacing:.06em}
.loan-kpis{margin-bottom:20px}
.kpi span.muted{display:block;font-size:12.5px;margin-top:2px}
.kpi .bar{margin-top:10px}
.kpi-alert{border-color:var(--red);box-shadow:0 0 0 3px var(--red-l)}
.loan-body{grid-template-columns:1.6fr 1fr;align-items:start}
@media(max-width:960px){.loan-body{grid-template-columns:1fr}}
.loan-body table td,.loan-body table th{text-align:right}
.loan-body table td:first-child,.loan-body table th:first-child,.loan-body table td:nth-child(2),.loan-body table th:nth-child(2){text-align:left}
.loan-body table td:last-child,.loan-body table th:last-child{text-align:center}
tr.is-next td{background:var(--gold-l);font-weight:600}
.pay-account{font:600 1rem/1.6 Inter,sans-serif;background:var(--green-l);border-radius:10px;padding:12px 14px}
.payments{list-style:none;margin:0;padding:0}
.payments li{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px dashed var(--line);font-size:14px}
.payments li:last-child{border-bottom:0}

/* =====================================================================
   Contact page
   ===================================================================== */
.contact-quick{padding-top:48px;padding-bottom:28px}
.quick{display:grid;align-content:start;gap:4px}
.quick h3{margin:2px 0 6px;font-size:1.1rem}
.quick-link{font-weight:700;font-size:1.05rem;text-decoration:none;word-break:break-word}
.quick-link:hover{text-decoration:underline}
.quick-link.small{font-size:14px;margin-top:4px}
.quick-addr{margin:0;font-weight:600}
.icon-wa{background:#e3f6ea;color:#128c4a}
.missing-detail{display:block;margin-top:10px;font-size:12.5px;padding:10px 12px;text-decoration:none}
.missing-detail:hover{border-color:var(--gold);color:var(--ink)}
.contact-main{align-items:start}
.map-card{padding:0;overflow:hidden}
.map-frame{position:relative;aspect-ratio:16/10;background:#e8f1ea}
.map-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0;animation:fade-in .4s}
.map-art{position:absolute;inset:0;width:100%;height:100%}
.map-cta{position:absolute;left:50%;bottom:18px;transform:translateX(-50%);display:grid;justify-items:center;gap:6px;background:rgba(255,255,255,.94);border-radius:14px;padding:12px 18px;box-shadow:var(--shadow);text-align:center;width:max-content;max-width:calc(100% - 32px)}
.map-cta small{color:var(--muted);font-size:11.5px}
.map-foot{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;flex-wrap:wrap}
.map-foot span{display:flex;gap:8px;align-items:center;font-weight:500;font-size:14px}
.map-foot svg{width:18px;height:18px;color:var(--green);flex:none}
.map-card .missing-detail{margin:0 18px 16px}
.hours-card{display:flex;gap:16px;align-items:flex-start}
.hours-card .icon{margin:0;flex:none}
.hours-card h3{margin-bottom:4px}
.hours-card p+p{margin-top:4px}
.topic{display:flex;flex-direction:column}
.topic h3{margin-bottom:6px}
.topic-links{margin-top:auto;display:flex;gap:8px;flex-wrap:wrap}
.desk{display:flex;gap:14px;align-items:flex-start}
.desk .icon{margin:0;flex:none;width:40px;height:40px}
.desk h3{margin-bottom:2px;font-size:1.05rem}
.fraud-band{background:#fff;border-color:var(--line);border-left:5px solid var(--red);align-items:center;flex-wrap:nowrap}
.fraud-band-icon{flex:none;width:60px;height:60px;border-radius:16px;background:var(--red-l);color:var(--red);display:grid;place-items:center}
.fraud-band-icon svg{width:30px;height:30px}
.fraud-band>div:nth-child(2){flex:1}
@media(max-width:760px){.fraud-band{flex-wrap:wrap}}
.socials{display:flex;align-items:center;gap:10px;margin-top:24px;flex-wrap:wrap}
.socials span{font-weight:600;margin-right:6px}
.socials a,.f-socials a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--green-l);color:var(--green);transition:background .2s,color .2s,transform .2s}
.socials a:hover{background:var(--green);color:#fff}
.socials svg,.f-socials svg{width:20px;height:20px}
.f-contact{list-style:none;padding:0;margin:0 0 14px}
.f-contact li{display:flex;gap:8px;align-items:center}
.f-contact svg{width:16px;height:16px;color:var(--gold);flex:none}
.site-footer .f-contact a{display:inline;color:#fff;font-weight:500}
.f-socials{display:flex;gap:8px;margin-bottom:16px}
.site-footer .f-socials a{display:grid;padding:0;width:36px;height:36px;background:rgba(255,255,255,.08);color:#cfe3d7}
.site-footer .f-socials a:hover{background:var(--gold);color:#1b1404}